*This rate may change after the account is opened.
**Fees may apply and reduce earnings.
The Bank offers both traditional IRA and Roth accounts. When you invest in one of our IRA
accounts, you can rest easy knowing that your money is insured by the FDIC up to $250,000.
Our IRAs offer reliable returns and impressive growth, and starting one has never been
easier. Invest now, and you’ll have the peace of mind that comes with financial security.
IRA Money Market Deposit Accounts
This IRA option offers competitive rates and more flexibility for those near or at
retirement age.
Current interest rate: 0.15%
Current annual percentage yield: 0.15%
Amounts between $5.00 and $2,499.99 earn an interest rate of 0.15% and an annual percentage yield of 0.15%.***
Minimum to earn annual percentage yield: $5.00
IRA CDs
This type of IRA offers the same terms and rates as our regular CDs.
For more information about IRAs, please contact us at 207-288-3685. We will be happy to
discuss the options and help you set up the best retirement plan for your individual needs.
Minimum to earn annual percentage yield on IRA CDs: $5.00
6 MONTH CD
Minimum to open: $500.00
Minimum to earn annual percentage yield: $500.00
Interest rate: 4.25%***
Annual percentage yield: 4.25%***
12 MONTH CD
Minimum to open: $500.00
Minimum to earn annual percentage yield: $500.00
Interest rate: 4.25%***
Annual percentage yield: 4.34%***
18 MONTH CD
Minimum to open: $500.00
Minimum to earn annual percentage yield: $500.00
Interest rate: 3.10%***
Annual percentage yield: 3.15%***
24 MONTH CD
Minimum to open: $500.00
Minimum to earn annual percentage yield: $500.00
Interest rate: 2.75%***
Annual percentage yield: 2.79%***
36 MONTH CD
Minimum to open: $500.00
Minimum to earn annual percentage yield: $500.00
Interest rate: 2.75%***
Annual percentage yield: 2.79%***
48 MONTH CD
Minimum to open: $500.00
Minimum to earn annual percentage yield: $500.00
Interest rate: 2.85%***
Annual percentage yield: 2.89%***
60 MONTH CD
Minimum to open: $500.00
Minimum to earn annual percentage yield: $500.00
Interest rate: 2.85%***
Annual percentage yield: 2.89%***
We offer FREE checking and online banking for both consumers and businesses.
***An early withdrawal penalty may apply and reduce earnings.
All quoted interest rates are subject to change without notice. For current rates, please call 207-288-3685.