Deposits

Rates effective July 25, 2017.

  • PASSBOOK SAVINGS ACCOUNT
    • Adult
    • Minimum to open: $25.00
    • Minimum to earn annual percentage yield: $5.00
    • Interest rate: 0.50%*
    • Annual percentage yield: 0.50%*
    • Student
    • Minimum to open: $5.00
    • Minimum to earn annual percentage yield: $5.00
    • Interest rate: 0.50%*
    • Annual percentage yield: 0.50%*
  • MONEY MARKET DEPOSIT ACCOUNT
    • Minimum to open: $2,500.00
    • Minimum to earn annual percentage yield: $2,500.00
    • Interest rate: 0.50%* **
    • Annual percentage yield: 0.50%* **
    • Any amount less than $2,500.00 earns an interest rate of 0.25% and an annual percentage rate of 0.25%.* **
    • *This rate may change after the account is opened. **Fees may apply and reduce earnings.
  • IRA
    • When you invest in one of our IRA accounts, you can rest easy knowing that your money is absolutely secure. Our IRAs offer reliable returns and impressive growth, and starting one has never been easier. Invest now, and you’ll have the peace of mind that comes with financial security.
    • IRA Money Market Deposit Accounts
    • This IRA option offers competitive rates and more flexibility for those near or at retirement age.
    • Current interest rate: 1.00%
    • Current APY: 1.00%
    • IRA CDs
    • This type of IRA offers the same terms and rates as our regular CDs.
    • For more information about IRAs, please contact us at 207-288-3685. We will be happy to discuss the options and help you set up the best retirement plan for your individual needs.
  • CDs
  • 6 MONTH CD
  • Minimum to open: $1,000.00
  • Minimum to earn annual percentage yield: $1,000.00
  • Interest rate: 0.60%***
  • Annual percentage yield: 0.60%***
  • 12 MONTH CD
  • Minimum to open: $1,000.00
  • Minimum to earn annual percentage yield: $1,000.00
  • Interest rate: 0.65%***
  • Annual percentage yield: 0.65%***
  • 18 MONTH CD
  • Minimum to open: $1,000.00
  • Minimum to earn annual percentage yield: $1,000.00
  • Interest rate: 1.05%***
  • Annual percentage yield: 1.06%***
  • 24 MONTH CD
  • Minimum to open: $1,000.00
  • Minimum to earn annual percentage yield: $1,000.00
  • Interest rate: 1.15%***
  • Annual percentage yield: 1.16%***
  • 36 MONTH CD
  • Minimum to open: $1,000.00
  • Minimum to earn annual percentage yield: $1,000.00
  • Interest rate: 1.65%***
  • Annual percentage yield: 1.66%***
  • 48 MONTH CD
  • Minimum to open: $1,000.00
  • Minimum to earn annual percentage yield: $1,000.00
  • Interest rate: 1.65%***
  • Annual percentage yield: 1.66%***
  • 60 MONTH CD
  • Minimum to open: $1,000.00
  • Minimum to earn annual percentage yield: $1,000.00
  • Interest rate: 2.00%***
  • Annual percentage yield: 2.02%***
  • CHECKING

***An early withdrawal penalty may apply and reduce earnings. All quoted are subject to change without notice. For current rates, please call 207-288-3685.